Award-winning FX since 2010

International Money Transfers
at Better Rates

No fees. No surprises. Just competitive exchange rates and a dedicated currency specialist in your corner — every step of the way.

150+ currencies
$0 transfer fees
2min to register
Excellent · 12,000+ reviews on Trustpilot

Get a free quote

No obligation · Takes 60 seconds

Award-Winning Service 2018 – 2026

Recognised for excellence in international money transfers year after year.

150,000+ Happy Customers
98% Customer Satisfaction
$8B+ Transferred Annually
60+ Currencies Supported
24/7 Online Transfers
No Hidden Fees
Fully Licensed & Regulated
Personal Account Manager
Excellent Trustpilot Rating

24/7 Transfers

Transfer online, through our app, or speak with your dedicated account manager any time of day or night.

Excellent Rates

Make swift, secure currency transfers at highly competitive exchange rates that consistently beat the high street banks.

Five-Star Service

Benefit from personal account management, award-winning expert support, and market insights tailored to you.

Highest Credit Rating

Established in 2010 and holding the highest creditworthiness rating, your funds are always safe and secure with us.

Our Services

One Platform, Built Around Your Situation

Whether you're a first-time sender or a seasoned finance director, we have a tailored solution — and a real person ready to help.

Personal

Large One-Off Transfers

When the amount matters most — buying property abroad, emigrating, or repatriating funds — we assign you a dedicated currency specialist who lives and breathes exchange rates.

  • Dedicated specialist on every transfer
  • Bank-beating rates, no hidden fees
  • AUSTRAC registered & AFSL licensed
Up to 4% avg saving vs. high-street banks
Explore large transfers
Personal

Regular & Recurring Transfers

Paying overseas rent, supporting family, or managing a foreign mortgage? Set up automatic recurring transfers and lock in your rate so you're never caught out by market swings.

  • Automated recurring schedules
  • Rate lock & forward contracts
  • 24/7 online account + mobile app
150+ currencies sent around the clock
Set up regular transfers
Business

International Business Payments

Pay suppliers, settle invoices, and run multi-currency payroll without the bank's inflated margins. Integrate with your accounting tools and streamline your entire international payment workflow.

  • Bulk payment file upload
  • Xero & QuickBooks integration
  • Dedicated business account manager
£0 transfer fees on all business payments
Discover business services
Business

Currency Risk Management

Volatile FX markets can devastate margins overnight. Our risk management desk helps you hedge exposure, lock in forward rates for up to two years, and build a currency strategy around your actual cashflow.

  • Forward contracts up to 2 years
  • Limit orders & rate alerts
  • FX strategy tailored to your P&L
2 yr maximum forward rate lock-in period
View risk management
Award-winning since 2010
No transfer fees
AUSTRAC registered & AFSL licensed
24/7 online platform

Currency Tools to Help You Stay in Control

We help you take control of your transfers and make your money go further. Plan ahead, target your ideal rate, or act instantly when the market moves.

Rate Alerts

Set your target rate and we'll notify you instantly by text or email the moment the market hits your desired level — with no obligation to transfer.

Find out more

Forward Contracts

Secure today's exchange rate for a transfer up to two years in advance. Budget with complete confidence knowing exactly how much you'll receive.

Find out more

Limit Orders

Want a better rate than the market currently offers? Set your ideal rate and we'll automatically execute your transfer the moment the market reaches it.

Find out more

Currency Wallets

Buy currency when the rate is right and hold it safely in your digital wallet until you're ready to send. Manage multiple currencies in one place.

Find out more

Spot Contracts

Make an on-the-spot transfer at the most competitive rate available right now. Fast, straightforward, and settled within two business days.

Find out more
Why CurrencyFlow

Personalised FX Support That Sets Us Apart

With CurrencyFlow you don't just get great rates — you get a dedicated expert on your side from start to finish. Whether you're sending $1,000 or $1,000,000, your personal account manager will guide you through the process and help you get the most from your money.

  • Dedicated account manager from your very first transfer
  • Expert market insights to help you time transfers effectively
  • Guidance through every step — from quote to delivery
  • Available by phone, email, or online 24/7
  • Proactive rate monitoring on your behalf
Get Started Today

We're Here for Every Kind of International Payment

Whatever your reason for moving money overseas, we'll help you do it confidently and cost-effectively.

Property Purchases

Buying overseas property is a major step. Let us simplify the transfer side of things, save you money, and give you peace of mind.

Find out more

Emigration

Whether you're transferring wages, pensions, or life savings, we'll make your move overseas simpler, more secure, and cost-effective.

Find out more

Repatriation of Funds

Bringing money back home? We'll help you time your transfer perfectly to maximise what arrives in your account.

Find out more

International Education

Paying overseas tuition fees or supporting a student abroad? We'll ensure the funds arrive on time, every time, at the best possible rate.

Find out more

Business Invoices

Paying international suppliers or receiving overseas revenue? We streamline cross-border business payments with competitive rates.

Find out more

Retirement Abroad

Transferring a pension or retirement fund overseas? We'll help you maximise the value of every transfer throughout your retirement.

Find out more
Your Money is Safe

How We Keep Your Funds Safe

CurrencyFlow holds all required financial services licences and is fully regulated. We are required to keep your money in secure, segregated accounts, separate from our business funds. We follow strict safeguarding procedures and work only with trusted banking partners.

Segregated Client Accounts

Your funds are always held in secure, segregated client accounts — completely separate from our operational funds.

Fully Licensed & Regulated

We hold all required financial services licences and are regulated by the appropriate financial authorities in each country we operate in.

Highest Creditworthiness Rating

We hold the highest creditworthiness rating, reflecting our financial strength, stability, and long track record.

Trusted Banking Partners

We work exclusively with Tier 1 banking partners, ensuring the highest standards of security for every transaction.

Learn About Security & Compliance

What Our Customers Say

Thousands of customers trust us with their international transfers every day.

4.9 from 12,000+ reviews

Frequently Asked Questions

Everything you need to know about CurrencyFlow and international money transfers.

Refer a Friend & Earn Rewards

Get rewarded every time you refer someone to CurrencyFlow. With no limit on the number of referrals, the more you share, the more you earn.

Start Referring

Ready to Make Your Next Transfer?

Join over 150,000 satisfied customers. Get a free quote in 30 seconds — no obligation, no hidden fees.

Regulated & fully licensed • Segregated client funds • No transfer fees